Free Credit Bureau Report

April 20, 2011

ARMORPOINT™ Offers Free Identity Theft Insurance and Free 3-in-1 Credit Reports with Active Membership of ARMORPOINT’s Total Credit Management Services

ARMORPOINT™ Offers Free Identity Theft Insurance and Free 3-in-1 Credit Reports with Active Membership of ARMORPOINT’s Total Credit Management Services










San Diego, CA (PRWEB) August 25, 2005

ARMORPOINT, Inc. the leader and market innovator of Total Credit Management Solutions, announced today that it will offer to all customers free Identity Theft Insurance and a Free 3-in-1 Credit Report (Experian®, TransUnion®, Equifax®) with an active membership in ARMORPOINT’s Total Credit Management Service. ARMORPOINT, the creators of the first 3-bureau consumer credit management software application with integrated identity theft protection and credit monitoring, will provide each active user with a $ 25,000 identity theft insurance policy and a 3-in-1 credit report completely free.

ARMORPOINT is recognized as the leader in consumer credit management software and the creators of the first 3-bureau credit management software application, which provides consumers with an easy-to-use desktop tool for managing personal credit information, credit scores and securing identity. ARMORPOINT is the first company to provide a comprehensive software solution that integrates identity theft protection with credit management, credit monitoring and identity theft insurance. ARMORPOINT’s Total Credit Management (TCM) solutions provide consumers, who are actively in the market for a mortgage, with a one-stop service for credit reports, credit scores, credit score improvement, identity theft protection and credit monitoring.

ARMORPOINT’s free offer will expand to include multiple markets later this year. The goal is to help consumers rebuild good credit, manage existing credit and protect their credit from identity theft. The Company’s Total Credit Management products are designed to help consumers increase and manage credit scores for new homes purchases, refinance or other personal loans. ARMORPOINT’s software is specifically designed to eliminate the guess work of comprehending credit reports and credit scores, and educate consumers on specific actions that are impacting their personal credit.

ARMORPOINT is the first company to deliver co-branded consumer credit management and identity theft protection solutions directly to consumers through real estate professionals and lenders of all sizes. ARMORPOINT’s products and services are exclusively offered through channel partners, real estate agents, lenders, mortgage brokers and software resellers. The Company has designed its products and services to help organizations increase lead conversion rates, customer loyalty and bottom-line revenue.

About ARMORPOINT

ARMORPOINT is the leading provider of Integrated Total Credit Management products, offering 3-Bureau Credit Management Software, Credit Monitoring, 3-Bureau Credit Analysis, Identity Theft Detection, Identity Theft Protection and Personalized Education. ARMORPOINT’s patented approach uniquely simplifies the complexities of the 3 major credit reports and integrates them into an easy-to-use software application that enables total control and enhanced security protection. The Company provides best-in-class software and services that help consumers control their financial future and secure personal information from identity fraud. For more information please see http://www.armorpoint.com.

© 2005 ARMORPOINT, Inc. PO BOX 2017, San Marcos, CA 92079. All trademarks, trade names, service marks, and logos referenced herein belong to their respective companies.

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April 18, 2011

Free 3 Credit Bureau Reports – Where To Get Your Free Credit Scores Onilne

Filed under: Free Credit Bureau Report — Tags: , , , , , — @ 7:16 pm

Free 3 Credit Bureau Reports – Where To Get Your Free Credit Scores Onilne

Since the government is mandated to give each citizen his copy of the credit card report every year for free, there are a number of ways through which you can get it. This might seem unimportant, though it gives you a chance to be able to monitor your financial information besides being able to verify the authenticity of details which have been recorded in your profile. Importantly, there are a number of credit reporting bureaus which are aimed at giving you a free yearly copy of the credit bureau report. There are however three main credit reporting agencies which have been designated by the Government, and they are the Trans union, the Equifax and the Experian.

Find Out What Your Credit Score is… Click Here

It is therefore important that you get your financial report from either of these agencies. Remember that anytime you apply for a credit card, your financial behavior will be recorded in the said report, which then means that the three reporting agencies ought to be the ones to which the reports are made. This is aimed at ensuring that there is consistency in your profile. You need to realize that this does not usually end up being the case, since there are those creditors who end up reporting to only a single agency.

For instance, your type of payment record with a given credit card company is recorded with Trans union and not the other two. This finally results in different profiles, considering that the other two were not notified. This is the main reason why it is important to ensure that you keep checking with the three credit bureau reporting agencies yearly, to be able to confirm the information which is contained in the report. Should you have an excellent record, this is going to go a long way in ensuring that you have an excellent credit record.

If you are wondering how you are supposed to get your free credit bureau report, it is important to note that all you need to do is to request for them individually from some of the agencies mentioned herein. The government requires them to supply you with your copy each year soon after you have requested for them. The other option is through getting them online through a combined website for the three agencies. It is annualcreditreport.com. This is in fact the most convenient method considering that you do not have to make three requests, but a single one. The one request provides you with three of the credit reports.

Now that you are aware of how your credit impacts your finances, you may be wondering “How do I get my free credit score?” Easy, To learn more about obtaining a free online credit report, visit http://FreeCreditReports101.com/, an excellent resource on credit reports and your credit score. There are dozens of websites that offer totally free credit reports. There are so many, in fact, that it can be a little bit overwhelming when trying to decide which company to choose. Some things to look for when choosing a credit reporting service are: ease of use, customer service and assistance, detail of reports, accuracy of reports, and whether they offer to assist in repairing your credit score.

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April 16, 2011

Credit Bureau Experts Celebrates 12th Anniversary of Effective Credit Repair

Filed under: Credit Bureau — Tags: , , , , , , , — @ 7:17 pm


Credit Bureau Experts Celebrates 12th Anniversary of Effective Credit Repair

Coral Springs, FL (PRWEB) July 12, 2010

This year marks Credit Bureau Experts; 12th year helping consumers repair their credit records. People with inaccuracies in their credit profiles can find themselves without access to the funds they need to expand a business, a student loan or buy a house or car. Since 1998 using proven, customized methods Credit Bureau Experts has rescued countless people out of seemingly hopeless situations.

“Our system works because it’s based on painstaking investigation and years of experience in our field,” stated David Harris of Credit Bureau Experts. “Some companies stop when they find vague suggestions of problems. We demand proof.”

Credit repair is a legal correct in the United States. Enlisting a third party to help insulate and fix inaccuracies in a credit report is very likely to speed repair and ensure repair are done corrected. That’s important because fixing attributing scores can be a tedious, grueling process. Any misstep can set the repair process back a long way.

Credit Bureau Experts employs given professionals who cognize precisely where to stare for problems and doctor them. They are experts at decrypting consumer’s credit reports to glimpse only how errors are being described and the most efficacious ways to right them. Some estimates propose nearly 80 percent of credit reports incorporate an actual inaccuracy.

“Sure, consumers can try to fix their credit on their own, but over the past 12 years, we’ve developed effective techniques for isolating and eliminating errors. We believe consumers will save a lot of time and aggravation and achieve better results using Credit Bureau Experts,” said Harris.

While over the past twelve years, computers and automated analysis have become prominent among credit repair companies, Credit Bureau Experts still uses time-tested, individualized investigative techniques that are designed to produce quality results fast.

“In fact, just relying on automated requests for your credit report can lower your credit score all by itself. We make the requests in a manner that will do no harm to a credit score,” Harris said.

For more information, call Credit Bureau Expert at 866-371-3536 or visit them online at http://creditbureauexperts.com/index.php

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



April 14, 2011

Australians hit the jackpot

Filed under: Credit Bureau — Tags: , — @ 7:30 pm

Australians hit the jackpot
AUSTRALIANS are richer than ever before as we ride high on a new property-backed wealth boom.
Read more on Herald Sun

Wealthier than ever – and still gloomy about the future
AUSTRALIANS are richer than ever, paying off debt at an unprecedented rate – but still losing confidence in the economy.
Read more on The Age

Wealthier than ever – but still gloomy
Australians are richer than ever, but we are still losing confidence in the economy.
Read more on Sydney Morning Herald

April 12, 2011

Q&A: If collection removed from credit bureau report, will credit score go up?

Filed under: Credit Bureau Report — Tags: , , , , , , — @ 7:21 pm


Question by EagleLanding: If collection removed from credit bureau report, will credit score go up?
Hi. I have a collection which has been on my report for 3 years. It is only being reported to one of the bureaus. The other two bureaus not showing this collection have my score around 688 – 698. The one bureau showing this collection scores me at 599. I have secured a “pay for delete agreement” to which the collection agency will remove the item from my report entirely. Will that help my credit score? (because it’s then as if it never happened) Thanks.

Best answer:

Answer by Mo
If you have that in writing, you’re good to go! If not, & this was some sort of verbal agreement over the call…DO NOT give them a dime!Collection agencies are notorious for calling you & telling you what you want to hear.Who is the collection agency???Also…if they DO delete, your score will jump! But make sure you are looking at true FICO scores…everything else is counterfeited & is not exploited by any reputable lender.



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