NationalCreditReport.com explains consumers’ rights to gratis credit reports yearly
Delray Beach, Florida (PRWEB) May 21, 2010
NationalCreditReport.com
help educate consumers about the Fair Credit Reporting Act (FCRA), enacted by the Federal Trade Commission, indicating that consumers can obtain their personal credit report free once a year from each of the three major credit bureaus (Experian ™, Equifax and TransUnion ™ ™), ensuring the consumer’s right to a report annual credit free, without registration in a credit monitoring service.
“The Fair Credit Reporting Act is an important piece of legislation aimed at protecting the consumer’s right to a free annual credit report,” said Samuel S. Ambrose, Vice President of Marketing and Operations NationalCreditReport. com. “NationalCreditReport.com advises consumers to regularly obtain their personal credit report and monitor for any change. Allowing people to access their own information for free once a year, they are able to get a bird’s eye view of how they are seen in the eyes of potential creditors. “
Although
allowing consumers to obtain their personal credit report, free of charge once a year, credit reports associated with the FCRA does not include credit scores important. In addition, if the consumer wants to check their credit reports more often than once a year, they will need to purchase additional reports.
“Many people access their credit reports to make sure that no inaccuracies or unexpected demands in their credit files,” said Ambrose. “Since not all creditors report to all three credit bureaus, we recommend that consumers obtain their personal credit report from each office at least quarterly, and to participate in a credit monitoring serving so that ‘they can be alerted immediately to changes in their report. ”
For consumers who do not want to participate in a free trial of its credit monitoring service, NationalCreditReport.com was the first in its industry to allow customers to purchase their credit report every time they want at a low price, with no negative impact on the consumer’s credit score. This offer, which NationalCreditReport.com called “No Strings”, began in January.
About
NationalCreditReport.com
Since 2004, NationalCreditReport.com has specialized in providing credit information and credit monitoring services to consumers to help them improve their personal credit report and prevent identity theft . NationalCreditReport.com encourages consumers to obtain their personal credit report and review on a regular basis.
Contact
:
Allison Tomek
NationalCreditReport.com
561-805-8000
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