Fixing my credit?

LusciousLady asked:


Recently I’ve been looking to fix my credit. Its nothing major just a few minor things and I’ve been reading alot of information. I read that If I’m denied for credit that I can send proof and request a FREE credit report being that I’ve already used my one for the year. Can I send that to all three bureaus?

Sandra
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4 Comments

  1. Tyrone

    You get one credit report per agency . so three in all. Did you pull all three?
    Kourtnie Donihoo
    The EDA Group

  2. Lynn

    go to and then click on the “services” icon for great info on how to improve your credit. Good luck.

  3. Lois

    No, only to the one who the company you applied through sent in. For example, lets say you apply for a credit card through XYZ Bank, and they pull your credit report from Experian. If you are denied credit, you can pull your Experian report based on that specific incident, but not either of the other 2 credit bureaus.
    Hope it helps!

  4. Daniel

    There are lots of ways to accomplish what you want but only 1 best way. If you have lots of time and persistence, you can take a stab at it yourself. I believe, however, that your credit is at least on the same level of importance as taxes (which most people have professionally completed). Check out the credit repair link at
    They link you with a company that strives to improve your score 90 points in 90 days.

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